Celebrating 50 years with a $50K charitable giveawayLearn More
Disciplined, Repeatable Process
NOT A Closet, or Enhanced Index
Our Stock Selection Has Potential To Add Value
Our veteran team of professionals is committed to alleviating uncertainties and providing confidence in achieving your financial goals through independent research.
We are dedicated to respecting and supporting our team, clients and community. We believe this will provide the rewards of continued growth and shared profitability.GUIDING PRINCIPLES
A Thrift Savings Plan (TSP) is a retirement plan for groups of people who work for the federal government. Mail carriers, military personnel, and civil government workers are the main groups of people who make up the participants in the plan. We hope this helps you understand how the TSP works.
One of the flagship benefits of the TSP is their low-cost investment options. However, a recent development with the TSP is that they are offering a mutual fund window. Read the article to understand the investment options available in the Thrift Savings Plan.
In this article we will cover options to take money out of the TSP. Find out how you can withdrawal while still working, and after you leave government employment.
It looks like higher inflation will stick around for a while longer. What should you consider whether you are retired, close to retirement, or still in your working years?
Most retirees pull money from the wrong accounts at the wrong time. With better strategies, retirees can minimize their taxes and increase the inheritance they pass to their heirs.
What is the difference between Medicare and Medicare Advantage? What does Medicare cost? How do I make a decision? Do I have enough saved to cover health care expenses in retirement? Read the full article here.
Determining when to start Social Security benefits is a common question. So is wondering how long Social Security will be around. There is a lot of misinformation out there, so we wanted to dispel some of the myths.
The market began 2022 with much volatility, which is very concerning. When someone is worried about an event, the best way to counteract that fear is to learn about what is happening and take advantage of the opportunities the worry presents.
Why do 70% of wealth transfers fail? The results might surprise you. Focus on a family that has purpose outside of money as you create your legacy.
As Boomers head into retirement, the question becomes should they be paying that debt off? Well, the safest answer is: it depends. That's a cute answer, but what does it depend on?
In this brief presentation, we aim to provide clarity on the recent default of Silicon Valley Bank (SVB), the nation's 16th-largest bank, and its impact on savings and financial markets, which have raised significant concerns among many.READ MORE
• Disconnect between the equity and bond market appreciation of the Federal Reserve interest rate path.
• A resilient labor market and rising consumer spending may keep inflation elevated for longer.
• Earnings deterioration and more Fed tightening are not priced in the market for 2023.
• The late phase in the business cycle may require a more defensive posture.
February 2023 Key Insights:
- Disconnect Between The Market And Federal Reserve
- Odds Of A Recession Remain Elevated Due To Weakening Economic Data
- Earnings Deterioration Is Not Priced In The Market For 2023
A Long-Range Economic Look at the Year 2023
Every year-end since our founding, our team conducts an in-depth analysis of the U.S. economy and financial markets to develop an Annual Economic Outlook. This forecast serves as a blueprint for our investments throughout the year.
Brian Shepardson, VP & Senior Portfolio Manager at James Investments, discusses the takeaways from this week's earnings and forecasts market reaction as Fed Chair Powell signals a 50-basis point hike in May.READ MORE