Provide Peace of Mind
A Benefit That Goes Beyond a Paycheck
Employees often know they need a will or trust but put it off. The process can feel complicated, expensive, or like something they can handle later. Offering estate planning as a workplace benefit removes those barriers.
When your employees have access to a professional who can sit with them, answer their questions, and help them put a plan in place, the benefit feels personal in a way that most workplace perks do not. It also demonstrates that your organization is invested in their whole financial life, not just their time on the job.
That kind of benefit builds loyalty, and it is something employees tend to remember.
What We Do
Our employee estate planning services include:
- Assistance with wills, trusts, and essential estate planning documents
- Legacy and gifting strategies tailored to each employee’s family situation
- Guidance on beneficiary designations and how they align with an employee’s broader estate plan
- Help for employees navigating major life events, including marriage, children, divorce, and the loss of a parent
- On-site or virtual sessions to educate and assist employees individually
- Coordinated planning that accounts for employer-sponsored benefits such as life insurance and retirement accounts
How It Works
James Investment works directly with your employees, individually and confidentially, to help them understand their estate planning needs and put a plan in place. Sessions can be conducted on-site at your workplace, virtually, or at our offices, depending on what works best for your team.
We tailor guidance to each employee’s situation: their family structure, their assets, their employer-sponsored benefits, and their personal goals. Nothing is one-size-fits-all.
As a business owner, you benefit from offering a meaningful service without adding administrative burden. We handle the coordination and education directly.
FAQs
Commonly Asked Questions
Is this available to businesses of any size?
Yes. Whether you have five employees or a hundred, we can design an approach that fits your organization. We are happy to discuss the specifics of your workforce and how we can structure the engagement to serve your team effectively.
Does offering this benefit create any legal or fiduciary responsibility for the employer?
We encourage you to consult with your legal counsel on any questions about fiduciary responsibility. From our standpoint, we work independently with employees and maintain confidentiality on their personal planning. The employer’s role is to make the benefit available. We handle the rest.
What if an employee already has an estate plan in place?
Estate plans should be reviewed periodically, especially after major life events like marriage, divorce, the birth of a child, or the death of a family member. Even employees with existing plans often benefit from a review to make sure their documents and beneficiary designations are current.
Can James coordinate employee estate planning with the corporate retirement plan?
Yes, and this coordination is one of the most valuable aspects of working with an in-house team. Beneficiary designations on retirement accounts are one of the most commonly overlooked elements of estate planning. We help employees understand how their retirement plan benefits align with their broader estate plan.
How is employee information kept confidential?
All individual employee planning is conducted confidentially. We work directly with each employee and do not share personal financial details with the employer. The employer simply provides the benefit. The planning relationship is between James and the individual employee.
Want to Learn More?
If you are interested in offering estate planning as part of your benefits package, we would welcome the chance to learn more about your team and how we can help.
Contact us today to schedule a free consultation. We look forward to learning more about your business.
